{"id":89656,"date":"2026-03-18T14:14:01","date_gmt":"2026-03-18T07:14:01","guid":{"rendered":"https:\/\/tcvn.gov.vn\/?p=89656"},"modified":"2026-03-18T14:14:03","modified_gmt":"2026-03-18T07:14:03","slug":"canh-bao-nhieu-thu-doan-lua-dao-cong-nghe-cao-tinh-vi-trong-giao-dich-chuyen-tien","status":"publish","type":"post","link":"https:\/\/tcvn.gov.vn\/canh-bao-nhieu-thu-doan-lua-dao-cong-nghe-cao-tinh-vi-trong-giao-dich-chuyen-tien\/18\/03\/2026\/","title":{"rendered":"C\u1ea3nh b\u00e1o nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao tinh vi trong giao d\u1ecbch chuy\u1ec3n ti\u1ec1n"},"content":{"rendered":"<p style=\"text-align: justify\"><strong><em>C\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng tinh vi, l\u1ee3i d\u1ee5ng giao d\u1ecbch ng\u00e2n h\u00e0ng \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Tr\u01b0\u1edbc nguy c\u01a1 n\u00e0y, Agribank tri\u1ec3n khai h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o t\u00e0i kho\u1ea3n nghi ng\u1edd gian l\u1eadn nh\u1eb1m gi\u00fap kh\u00e1ch h\u00e0ng nh\u1eadn di\u1ec7n r\u1ee7i ro s\u1edbm.<\/em><\/strong><\/p>\n<p style=\"text-align: justify\">Th\u1eddi gian g\u1ea7n \u0111\u00e2y, c\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng v\u00e0 ng\u00e0y c\u00e0ng tinh vi. Nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ee3i d\u1ee5ng c\u00e1c n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7, m\u1ea1ng x\u00e3 h\u1ed9i ho\u1eb7c gi\u1ea3 m\u1ea1o t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n \u0111\u1ec3 d\u1ee5 d\u1ed7 n\u1ea1n nh\u00e2n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n, t\u1eeb \u0111\u00f3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Th\u1ef1c t\u1ebf n\u00e0y \u0111ang \u0111\u1eb7t ra y\u00eau c\u1ea7u c\u1ea5p thi\u1ebft ph\u1ea3i t\u0103ng c\u01b0\u1eddng c\u00e1c gi\u1ea3i ph\u00e1p c\u1ea3nh b\u00e1o v\u00e0 ph\u00f2ng ng\u1eeba r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n.<\/p>\n<p style=\"text-align: justify\">Tr\u01b0\u1edbc t\u00ecnh h\u00ecnh \u0111\u00f3, nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai c\u00e1c c\u00f4ng c\u1ee5 c\u00f4ng ngh\u1ec7 nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng nh\u1eadn di\u1ec7n nguy c\u01a1 l\u1eeba \u0111\u1ea3o ngay trong qu\u00e1 tr\u00ecnh giao d\u1ecbch. M\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 vi\u1ec7c Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n N\u00f4ng th\u00f4n Vi\u1ec7t Nam (Agribank) tri\u1ec3n khai ch\u1ee9c n\u0103ng c\u1ea3nh b\u00e1o tr\u1ea1ng th\u00e1i t\u00e0i kho\u1ea3n ng\u01b0\u1eddi nh\u1eadn c\u00f3 d\u1ea5u hi\u1ec7u nghi ng\u1edd gian l\u1eadn, l\u1eeba \u0111\u1ea3o \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n th\u1ef1c hi\u1ec7n t\u1ea1i qu\u1ea7y.<\/p>\n<p style=\"text-align: justify\">Vi\u1ec7c tri\u1ec3n khai h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng c\u01b0\u1eddng ki\u1ec3m so\u00e1t r\u1ee7i ro thanh to\u00e1n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, \u0111\u1ed3ng th\u1eddi g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng th\u00eam l\u1edbp b\u1ea3o v\u1ec7 cho kh\u00e1ch h\u00e0ng tr\u01b0\u1edbc c\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p.<\/p>\n<div class=\"photo_detail\" style=\"text-align: center\"><img class=\"aligncenter\" title=\"\" src=\"https:\/\/vietq.vn\/Images\/lelan\/2026\/03\/16\/c%E1%BA%A3nh%20b%C3%A1o%20l%E1%BB%ABa%20%C4%91%E1%BA%A3o.png\" alt=\"\"><em>Ng\u00e2n h\u00e0ng c\u1ea3nh b\u00e1o th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng. \u1ea2nh minh h\u1ecda<\/em><\/div>\n<p style=\"text-align: justify\">Theo \u0111\u00f3, khi kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n giao d\u1ecbch chuy\u1ec3n ti\u1ec1n trong n\u1ed9i b\u1ed9 Agribank t\u1ea1i qu\u1ea7y, h\u1ec7 th\u1ed1ng s\u1ebd t\u1ef1 \u0111\u1ed9ng ki\u1ec3m tra tr\u1ea1ng th\u00e1i t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi nh\u1eadn. N\u1ebfu t\u00e0i kho\u1ea3n n\u1eb1m trong danh s\u00e1ch c\u00f3 d\u1ea5u hi\u1ec7u nghi ng\u1edd gian l\u1eadn ho\u1eb7c l\u1eeba \u0111\u1ea3o, giao d\u1ecbch vi\u00ean s\u1ebd th\u00f4ng b\u00e1o \u0111\u1ec3 kh\u00e1ch h\u00e0ng k\u1ecbp th\u1eddi n\u1eafm b\u1eaft th\u00f4ng tin v\u00e0 c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh ho\u00e0n t\u1ea5t giao d\u1ecbch.<\/p>\n<p style=\"text-align: justify\">Kh\u00f4ng ch\u1ec9 \u00e1p d\u1ee5ng t\u1ea1i qu\u1ea7y giao d\u1ecbch, h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o c\u0169ng \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p tr\u00ean c\u00e1c k\u00eanh ng\u00e2n h\u00e0ng s\u1ed1 th\u00f4ng qua d\u1ecbch v\u1ee5 AgriNotify. Khi kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n tr\u1ef1c tuy\u1ebfn, h\u1ec7 th\u1ed1ng s\u1ebd t\u1ef1 \u0111\u1ed9ng ph\u00e2n t\u00edch th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u01b0\u1eddi nh\u1eadn v\u00e0 \u0111\u01b0a ra c\u1ea3nh b\u00e1o n\u1ebfu ph\u00e1t hi\u1ec7n d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng.<\/p>\n<p style=\"text-align: justify\">C\u1ee5 th\u1ec3, h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf theo ba m\u1ee9c \u0111\u1ed9 r\u1ee7i ro. M\u1ee9c r\u1ee7i ro cao \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c t\u00e0i kho\u1ea3n n\u1eb1m trong danh s\u00e1ch c\u1ea3nh b\u00e1o c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n. M\u1ee9c r\u1ee7i ro trung b\u00ecnh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u1edbi c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 d\u1ea5u hi\u1ec7u nghi ng\u1edd ho\u1eb7c b\u1ea5t th\u01b0\u1eddng trong giao d\u1ecbch. Trong khi \u0111\u00f3, c\u1ea3nh b\u00e1o ch\u01b0a x\u00e1c th\u1ef1c \u0111\u01b0\u1ee3c \u0111\u01b0a ra khi th\u00f4ng tin ng\u01b0\u1eddi nh\u1eadn ti\u1ec1n kh\u00f4ng tr\u00f9ng kh\u1edbp v\u1edbi d\u1eef li\u1ec7u trong C\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia v\u1ec1 d\u00e2n c\u01b0.<\/p>\n<p style=\"text-align: justify\">Tr\u01b0\u1edbc \u0111\u00f3, Agribank \u0111\u00e3 tri\u1ec3n khai d\u1ecbch v\u1ee5 AgriNotify tr\u00ean nhi\u1ec1u n\u1ec1n t\u1ea3ng ng\u00e2n h\u00e0ng s\u1ed1 nh\u01b0 Agribank Plus, Mobile Banking v\u00e0 Internet Banking. H\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o kh\u00f4ng ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n trong n\u1ed9i b\u1ed9 Agribank m\u00e0 c\u00f2n h\u1ed7 tr\u1ee3 chuy\u1ec3n ti\u1ec1n nhanh li\u00ean ng\u00e2n h\u00e0ng.<\/p>\n<p style=\"text-align: justify\">Ngo\u00e0i ra, t\u1ea1i k\u00eanh giao d\u1ecbch tr\u1ef1c ti\u1ebfp, ch\u1ee9c n\u0103ng c\u1ea3nh b\u00e1o c\u0169ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n \u0111\u1ebfn t\u00e0i kho\u1ea3n m\u1edf t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam, Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam, Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam v\u00e0 Ng\u00e2n h\u00e0ng TMCP Qu\u00e2n \u0111\u1ed9i.<\/p>\n<p style=\"text-align: justify\">Sau th\u1eddi gian tri\u1ec3n khai, h\u1ec7 th\u1ed1ng \u0111\u00e3 ghi nh\u1eadn h\u00e0ng tr\u0103m ngh\u00ecn l\u01b0\u1ee3t c\u1ea3nh b\u00e1o \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n c\u00f3 d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng. Nh\u1eefng c\u1ea3nh b\u00e1o n\u00e0y gi\u00fap kh\u00e1ch h\u00e0ng nh\u1eadn di\u1ec7n s\u1edbm c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n, t\u1eeb \u0111\u00f3 h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn t\u00e0i kho\u1ea3n c\u00f3 d\u1ea5u hi\u1ec7u l\u1eeba \u0111\u1ea3o.<\/p>\n<p style=\"text-align: justify\">C\u00e1c chuy\u00ean gia cho r\u1eb1ng, trong b\u1ed1i c\u1ea3nh c\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao li\u00ean t\u1ee5c thay \u0111\u1ed5i v\u00e0 ng\u00e0y c\u00e0ng tinh vi, vi\u1ec7c \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 ph\u00e1t hi\u1ec7n s\u1edbm c\u00e1c giao d\u1ecbch \u0111\u00e1ng ng\u1edd l\u00e0 gi\u1ea3i ph\u00e1p c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng.&nbsp;Tuy nhi\u00ean, b\u00ean c\u1ea1nh c\u00e1c h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o t\u1ef1 \u0111\u1ed9ng, \u00fd th\u1ee9c c\u1ea3nh gi\u00e1c c\u1ee7a ng\u01b0\u1eddi d\u00f9ng v\u1eabn \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng. Agribank khuy\u1ebfn ngh\u1ecb kh\u00e1ch h\u00e0ng c\u1ea7n ch\u1ee7 \u0111\u1ed9ng b\u1ea3o v\u1ec7 th\u00f4ng tin c\u00e1 nh\u00e2n, kh\u00f4ng chia s\u1ebb m\u00e3 x\u00e1c th\u1ef1c hay th\u00f4ng tin t\u00e0i kho\u1ea3n cho ng\u01b0\u1eddi l\u1ea1, \u0111\u1ed3ng th\u1eddi th\u01b0\u1eddng xuy\u00ean theo d\u00f5i c\u00e1c c\u1ea3nh b\u00e1o t\u1eeb ng\u00e2n h\u00e0ng v\u00e0 c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n<p style=\"text-align: justify\">S\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa c\u00f4ng ngh\u1ec7 gi\u00e1m s\u00e1t giao d\u1ecbch v\u00e0 th\u00f3i quen giao d\u1ecbch an to\u00e0n c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c xem l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro t\u00e0i ch\u00ednh trong b\u1ed1i c\u1ea3nh nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao \u0111ang gia t\u0103ng.<\/p>\n<p style=\"text-align: right\"><strong>An D\u01b0\u01a1ng&nbsp;<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng tinh vi, l\u1ee3i d\u1ee5ng giao d\u1ecbch ng\u00e2n h\u00e0ng \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Tr\u01b0\u1edbc nguy c\u01a1 n\u00e0y, Agribank tri\u1ec3n khai h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o t\u00e0i kho\u1ea3n nghi ng\u1edd gian l\u1eadn nh\u1eb1m gi\u00fap kh\u00e1ch h\u00e0ng nh\u1eadn di\u1ec7n r\u1ee7i ro s\u1edbm. Th\u1eddi gian g\u1ea7n \u0111\u00e2y, c\u00e1c th\u1ee7 [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66,30,22],"tags":[],"acf":{"linh-vuc":"\u0110o l\u01b0\u1eddng"},"_links":{"self":[{"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/posts\/89656"}],"collection":[{"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/comments?post=89656"}],"version-history":[{"count":2,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/posts\/89656\/revisions"}],"predecessor-version":[{"id":89669,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/posts\/89656\/revisions\/89669"}],"wp:attachment":[{"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/media?parent=89656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/categories?post=89656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tcvn.gov.vn\/wp-json\/wp\/v2\/tags?post=89656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}